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Metaverse and Financial Inclusion Opportunities and Risks for the Banking Ecosystem
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Author(s): Doha Lyoussi (Hassan II University, Morocco)and Abdelouahid Kouchih (Faculty of Judicial, Economic, and Social Sciences Ain-Chok, Casablanca, Morocco)
Copyright: 2023
Pages: 20
Source title:
Influencer Marketing Applications Within the Metaverse
Source Author(s)/Editor(s): Rohit Bansal (Department of Management Studies, Vaish College of Engineering, Rohtak, India), Sikandar Ali Qalati (School of Business, Liaocheng University, Shandong, China)and Aziza Chakir (Faculty of Law, Economics and Social Sciences, Hassan II University, Casablanca, Morocco)
DOI: 10.4018/978-1-6684-8898-0.ch013
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Abstract
This chapter examines the potential of metaverse technology to transform the banking industry and promote financial inclusion. It provides an overview of the historical development of metaverse and its potential impact on the banking industry while identifying key opportunities to improve access to financial services, financial education, and customer engagement, as well as potential risks such as exacerbating inequalities and privacy concerns. The chapter also considers the ethical and societal implications of metaverse technology, emphasizing the importance of corporate social responsibility and stakeholder theory for responsible implementation. In conclusion, this chapter offers a comprehensive analysis of the opportunities and risks of metaverse technology for financial inclusion in the banking industry and highlights the need for responsible development and governance as well as stakeholder participation.
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