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Mobile Wallets: A Detailed Perspective With Reference to the Developing Countries
Abstract
The world is continuously moving towards digitization. In fact, every activity from routine-based activities to professional activities is now performed in a digitized way. Similar is the case of financial transactions that were initiated through physical exchange and now are mostly transformed into digitized platforms. Among these platforms, one of the most progressive ones is mobile wallets. Mobile wallets are different from mobile banking and now associated with casual and everyday activities of life. However, there are some challenges associated with the mass acceptance and usage of mobile wallets. Especially from developing sides of the world, the growth of mobile wallets is getting limited just because of associated threats and problems. Therefore, this chapter is designed specifically with reference to the developing sides of the world in order to shed light on the importance of mobile banking as well as factors that are limiting the use of mobile banking.
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