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Can Artificial Intelligence Promote Financial Literacy in Higher Education?: A Case in the Modern World
Abstract
Technology and understanding money-related matters go hand in hand together in the higher education niche. The increase in the knowledge of generative artificial intelligence and its application in the higher education sector have gained much popularity especially for complex financial terminologies. A key study area where AI can enhance the experience of student learning is financial literacy. However, the application of AI is not without its challenges; the limited availability of technology and access to digital skills leave out some from optimising the full benefits of a fledged AI-related financial literacy. Students are often stuck with so much information flooding the search engines to the extent that they ultimately lose directions for a conclusion. Therefore, it is prominent that the learners get exposed to AI and engage swiftly with financial technologies. This study is predicated on the thrust that if the learners are engaged with using AI systems at a higher education level, they will be more inclined to make more calculated financial decisions.
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