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Are the Payments System and e-Banking in India Safer than in other SAARC Members?
Abstract
This paper deals with the issues in the way the banks are managing risks in payments and settlement systems using netbanking within the legal frame of information technology in India compared to other SAARC members. It compared India with the SAARC members with respect to management of credit risk, liquidity risk and operational risk in the payment system. The findings are: (i) India, Pakistan and Nepal are stronger in managing all of aforesaid risks in their payments systems relative to the rest and (ii) India is the most permissive by nature as to the crime of computer hacking.
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