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Smart Performance Analysis of Security-Enabled Mobile Apps for Banking Transactions

Smart Performance Analysis of Security-Enabled Mobile Apps for Banking Transactions
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Author(s): Navdeep Singh Sodhi (Chandigarh University, India), Sofia Singla (Chandigarh University, India), Isha Batra (Lovely Professional University, India)and Arun Malik (Lovely Professional University, India)
Copyright: 2026
Pages: 14
Source title: Analyzing Mobile Apps Using Smart Assessment Methodology
Source Author(s)/Editor(s): Basheer Riskhan (Albukhary International University, Malaysia), Khalid Hussain (Albukhary International University, Malaysia)and Halawati Abd Jalil Safuan (Albukhary International University, Malaysia)
DOI: 10.4018/979-8-3693-6925-8.ch008

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Abstract

Banking sector has emerged into modern financial services and managing their transactions anywhere and anytime. This study explores the proposed frameworks based on the security of mobile banking systems focusing on multiple threats such as transaction fraud, phishing attacks, and unauthorized access. It focuses on the issues related to the user behavior that further leads into the vulnerabilities. Despite of focusing on the security level of mobile banking system, it is also important to focus on other measures like execution time consumption, storage, usage complexity and scalability. This study highlights the assessment of positive user experience towards the utilization of mobile banking applications. It is found that security enabled framework can provide best and effective results to the users if all other parameters are considered by researchers. Overall, this study findings are able to promote a reliable and authentic banking application in an emerging financial economy.

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