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Secure Automated Clearing House Transactions
Abstract
U.S. society is at the precipice of a major revolution in the payments system. Given today’s advancing technology, it is becoming clear to industry experts that consumers and businesses are ready for the transition to electronic movement of funds. Banks of all sizes are beginning to innovate, the Federal Reserve is encouraging transition to electronic funds as opposed to paper, and consumers are slowly getting used to the idea of safe transfer of funds electronically (Santomero, 2005). In the end, it will be the consumer who decides, and critical to the transition will be providers creating simple and secure solutions so users have confidence in the payment systems.
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