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Navigating the Fintech Wave and Its Background and Challenges

Navigating the Fintech Wave and Its Background and Challenges
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Author(s): Manjit Kour (Chandigarh University, India)
Copyright: 2025
Pages: 12
Source title: Algorithmic Training, Future Markets, and Big Data for Finance Digitalization
Source Author(s)/Editor(s): Hamad Raza (Lyallpur Business School, Government College University, Faisalabad, Pakistan ), Ahsan Riaz (Lyallpur Business School, Government College University, Faisalabad, Pakistan ), Nimra Riaz (Department of Management Science, Riphah International University, Faisalabad, Pakistan )and Suresh Ramakrishnan (Faculty of Management, Universiti Teknologi Malaysia, Malaysia)
DOI: 10.4018/979-8-3693-6386-7.ch005

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Abstract

The paper attempts to identify the background and transformative impact of fintech, including relevant challenges and trends emerging from this fast-moving domain of research. We also try to discuss talent shortages, dynamics of regulation, and what role competition plays in influencing the arena of innovation. We analyze, based on an integrated summary of current fintech developments, an analysis of the disruptive potential of fintech and its implications in affecting financial ecosystems globally. Finally, we highlight pathways to future research, including ethics, technological advancements, and cross-disciplinary impacts.

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