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Microfinance Serving Agriculture Supply Chain in Dapaong, Togo in Western Africa

Microfinance Serving Agriculture Supply Chain in Dapaong, Togo in Western Africa
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Author(s): Amandine Laré (Métis Lab, E.M. Normandie Business School, France), Malick Kana (University of Le Havre Normandy, France)and Roland Condor (Métis Lab, E.M. Normandie Business School, France)
Copyright: 2025
Pages: 18
Source title: Sustaining the Global Agriculture Supply Chain
Source Author(s)/Editor(s): Sneha Kumari (Symbiosis School of Economics, Symbiosis International University, Pune, India), V. G. Venkatesh (E.M. Normandie Business School, Le Havre, France), K. K. Tripathy (Ministry of Health and Family Welfare, Government of India, India), Hemachandra Padhan (Indian Institute of Management, Sambalpur, India)and M.P. Sukumaran Nair (Center for Green Technology and Management, India)
DOI: 10.4018/979-8-3693-4330-2.ch013

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Abstract

This chapter examines the crucial importance of microfinance in the agricultural supply chains of developing countries. The study aims to determine the impact of microfinance on agricultural activities in Dapaong city in northern Togo. We used a case study approach by conducting semi-structured interviews with a representative group of 15 local farmers. We found that microfinance plays a key role in funding new projects and improving farmers' living and working conditions. However, agricultural financing is still limited due to the risks and specific challenges of rural areas. Additionally, microfinance hasn't yet helped farmers shift to more eco-friendly practices, as many still use chemical inputs. Consequently, microfinance does not fully contribute to the sustainability of global supply chains. Therefore, additional funds are necessary to enable this transition.

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