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Determinants of Digital Currency Usage in Nigeria
Abstract
This study appraised the determinants of digital currency usage in Nigeria. The chapter focused on factors like financial knowledge, perceived value, and perceived convenience as the determinants. The study employed a survey research design, with the primary source of data gathered from questionnaires. 218 respondents formed the sampling size. The study found that the financial knowledge has a favourable and insignificant relationship with usage of digital currency in Nigeria. The findings also revealed that perceived value and perceived convenience have positive significant relationship with usage of digital currency in Nigeria. The study concluded that financial knowledge, perceived value, and perceived convenience are the major factors that would improve the usage of digital currencies in Nigeria. The study recommended that strong awareness and publicity should be made on digital currencies in order to enlighten the general public on the benefits that digital currencies have to offer, and also indicating the conveniency that comes with the usage of digital currency.
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