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Adoption of FinTech by Students in Higher Education Institutions

Adoption of FinTech by Students in Higher Education Institutions
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Author(s): Sakeena Ebrahim Traif (Ahlia University, Bahrain), Ibrahim Ehsan Alshihabi (Ahlia University, Bahrain), Abdulrahman Ajlan (Ahlia University, Bahrain), Abdulqader Bubshait (Ahlia University, Bahrain) and Anjum Razzaque (Ahlia University, Bahrain)
Copyright: 2021
Pages: 28
Source title: Innovative Strategies for Implementing FinTech in Banking
Source Author(s)/Editor(s): Yousif Abdullatif Albastaki (Ahlia University, Bahrain), Anjum Razzaque (Ahlia University, Bahrain) and Adel M. Sarea (Ahlia University, Bahrain)
DOI: 10.4018/978-1-7998-3257-7.ch018


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Financial technology is encouraging various new practices, such as diminishing of the use of cash in different countries, increasing the rate of use of mobile payments, introducing new algorithms for high-frequency trading across national boundaries, etc., hence attracting significant attention. However, the continues use of fintech is still doubted by scholars. As a result, this chapter aims to comprehend whether, and why, higher education students, who are future entrepreneurs, would be willing, or hesitate to utilize fintech. Data was collected from 350 higher education students from universities in Bahrain. Only those students who had prior experience with cashless online payment systems were the selected target population for this study's online survey. The findings confirmed that risk negatively effects the intent for the continence of using fintech, and convenience baring the strongest positive effect. This study contributes to theoretical and practical implications for future and budding entrepreneurs graduating from the higher education sector of Bahrain.

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