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The Role of FinTech in Financial Inclusion and Sustainable Development: A Literature Review
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Author(s): Wiam Lahmidi (Laboratory Smarti-lab, Moroccan School of Engineering Sciences, EMSI Rabat, Morocco), Youssef Jouali (Sultan Moulay Slimane University, Morocco)and Zineb Lahmidi (Sidi Mohamed Ben Abdellah University, Morocco)
Copyright: 2026
Pages: 32
Source title:
Promoting Inclusivity and Accessibility With FinTech
Source Author(s)/Editor(s): Masairol Masri (Universiti Brunei Darussalam, Brunei), Muhammad Azmi Sait (Universiti Brunei Darussalam, Brunei)and Muhammad Anshari (Universiti Brunei Darussalam, Brunei)
DOI: 10.4018/979-8-3373-1112-8.ch001
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Abstract
Financial Technology (FinTech) has emerged as a key enabler of financial inclusion and sustainable development, particularly in underserved regions. While its transformative potential is widely acknowledged, existing studies often address FinTech's impact in a fragmented manner, lacking an integrated understanding of its dual contribution to inclusion and sustainability. This article explores the central question: How does FinTech contribute to financial inclusion and sustainable development? Adopting literature review to examine how FinTech expands financial access, promotes inclusive growth, and supports the Sustainable Development Goals (SDGs). The paper synthesizes theoretical perspectives and empirical insights to highlight enabling mechanisms, potential outcomes, and key challenges.
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