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The Impact of Artificial Intelligence on Financial Inclusion
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Author(s): Aman Chadha (Indian Institute of Information Technology, Allahabad, India)and Akriti Gupta (Indian Institute of Information Technology, Allahabad, India)
Copyright: 2024
Pages: 14
Source title:
Utilizing Technology for Sustainable Resource Management Solutions
Source Author(s)/Editor(s): Kuldeep Singh (School of Management, Gati Shakti Vishwavidyalaya, Vadodara, India), Richa Singh Dubey (Motilal Nehru National Institute of Technology Allahabad (MNNIT) Allahabad, India), Douglas W.S. Renwick (Nottingham Business School, Nottingham Trent University, UK)and Rohan Crichton (David D. Reh School of Business, Clarkson University, USA)
DOI: 10.4018/979-8-3693-2346-5.ch012
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Abstract
Developing countries like India face very critical issues like illiteracy, poverty, financial inclusion, etc. in the path of development, and when the world is moving a step ahead towards sustainable development, these issues become a huge problem. One such big issue is financial inclusion, and eradicating such a problem needs a cohesive model that acts in synchronization with the underlying variables. Association of artificial intelligence and financial inclusion is an influential and effective strategy. However, neither of these elements can act alone, and there are several significant factors including CSR. Education and microfinance institutions will deepen and accelerate the influence of artificial intelligence on financial inclusion. These factors have individually been working to uplift society, but in synchronization, the impact is manifold. Therefore, the chapter proposes a coherent, sustainable, and effective model to address the problem of financial inclusion especially interacting with artificial intelligence.
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