The Gig Economy and Digital Payments: A Pathway Out of Poverty

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Author(s): Zokir Mamadiyarov (Termez University of Economics and Service, Termez, Uzbekistan), Artiqova O'g'iljon (Mamun University, Uzbekistan), Shokhjakhon Akhmedov (Urgench State University, Uzbekistan), Aboubaker Khoualed (Badji Mokhtar University, Algeria)and Munir Ahmad (Survey of Pakistan, Pakistan)
Copyright: 2026
Pages: 24
Source title: Exploring Human Resource Innovations in E-Economy
Source Author(s)/Editor(s): Agnieszka Wojcik-Czerniawska (SGH Warsaw School of Economics, Poland)
DOI: 10.4018/979-8-3373-4307-5.ch018

Keywords: Business & Management / Business Science Reference / E-Business / Human Resources Management

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Abstract

This chapter examines the transformative potential of the gig economy, supported by digital payment systems, as a pathway out of poverty for marginalized and low-income populations. It explores how flexible, short-term work opportunities, combined with secure and traceable digital payments, can enhance income generation, financial inclusion, and skill development. The chapter critically analyzes structural, technological, and social challenges, including income instability, platform dependency, and digital literacy gaps, and emphasizes the complementary roles of governments, platforms, and NGOs in fostering inclusive and sustainable gig work ecosystems. Emerging trends, research gaps, and policy implications are also discussed to guide future strategies for equitable economic empowerment.

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The Gig Economy and Digital Payments: A Pathway Out of Poverty

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