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Revolutionizing Finance: The Synergy of Smart Cards and FinTech in Process and Product Innovations
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Author(s): Reepu (Chandigarh University, India), Sanjay Taneja (Graphic Era University, India)and Luan Vardari (University “Ukshin Hoti”, Kosovo)
Copyright: 2025
Pages: 14
Source title:
Driving Global Health and Sustainable Development Goals With Smart Technology
Source Author(s)/Editor(s): Mohit Kukreti (University of Technology and Applied Sceinces, Oman), Sabina Sehajpal (Chandigarh University, India), Rajesh Tiwari (Graphic Era University, India)and Kiran Sood (Chitkara University, India)
DOI: 10.4018/979-8-3373-0240-9.ch018
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Abstract
This paper investigates the ever-changing field of financial innovations with particular regard to the interface of two game changers: Smart Cards and Finansheta. The industry's financial paradigm has changed due to the role of technology, which enables the creation of advanced service delivery methods that are efficient, secure, and accessible. This study critically evaluates the interdependence between Smart Cards and FinTech, demonstrating how the two can work together to enhance financial services and products. The first part considers the history of the development of Smart Cards when they first appeared and what he has now in various areas of finance. . The second segment addresses the emergence of FinTech and the role it plays in financial innovation. Fintech has changed the traditional range of banking, and instead, the culture of digital financial services, including the use of crowd finance and robo-advisors, has emerged. This paper reviews the prominent aspects of Fintech, including the blockchain.
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