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Microfinance and Gender Discrimination: Measurement of Vulnerability of the Group Members in the Context of West Bengal, India
Abstract
Gender bias retards economic growth. In India women face gender discrimination, specifically male bias, both within the household and in the workplace. It is widely assumed that microfinance will have a positive impact on women's income, employment, self-worth through self-help group. Further, it has a strong positive effect on women empowerment and thereby reduces gender discrimination prevailing in the society. In this chapter, the extent of vulnerability between male and female SHG members have examined using vulnerability index, which is constructed considering different quantitative and subjective issues. For this, the micro level data have been collected from the state of West Bengal (India). The index value in the study shows that female is 56% more vulnerable than male even after joining in SHG and, therefore, requires large policy attention and intervention from different agencies to minimize such discrimination.
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