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FinTech in Brazil: Opportunities or Threats?
Abstract
To accompany the development and advancement of new means of access and service, banks have sought the adoption of friendly and efficient digital platforms so that they can contain the advances of fintechs. The research approaches topics that are aligned, such as the current context of the economy, the National Financial System, and the scenario of start-ups in Brazil. It was also observed that there is a need to regulate the sector so that it can grow with more freedom and thus be able to add to the country this technological wealth, but it analyzes the need to be less bureaucratic like the financial institutions that operate in the market. The study allowed the authors to understand how large companies already established in the financial market identify fintechs and their business models, identifying opportunities, threats, and how this understanding permits the fintechs to prepare for a competitive market, and for large companies to understand how this model can be characterized as an ally.
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