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Exploring the Intersection of AI and Financial Literacy: Current Insights, Hurdles, and Prospects
Abstract
Within the evolving landscape of artificial intelligence (AI), the significance of financial literacy remains paramount for individual and societal prosperity, impacting not only financial decision-making but also economic resilience and equitable access to opportunities. This chapter conducts a thorough examination of the intersection between AI and financial literacy, amalgamating insights from scholarly works, empirical investigations, and applied endeavors. It delves into fundamental concepts, evaluative frameworks, influential factors, and resultant ramifications of AI-driven financial literacy. Furthermore, it scrutinizes AI-enabled interventions, hurdles encountered, and prospects on the horizon within this domain. By consolidating existing insights and pinpointing areas necessitating further exploration, this review aspires to furnish policymakers, educators, and practitioners with actionable insights to propel financial literacy initiatives imbued with AI advancements, fostering inclusive financial well-being.
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