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Enhancing Employee Financial Wellness: Development of HR-Integrated Robo-Advisory Tools for Comprehensive Budgeting and Investments
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Author(s): Mehul Miglani (Chandigarh University, India), Mukul Bhatnagar (Chandigarh University, India)and Malkeet Singh (Shri Vanketeshwara University, India)
Copyright: 2024
Pages: 13
Source title:
Robo-Advisors in Management
Source Author(s)/Editor(s): Swati Gupta (Chitkara University, India), Sanjay Taneja (Graphic Era University (Deemed), India), Vijay Kumar (Chaudhary Ranbir Singh University, India), Ercan Ozen (Usak University, Turkey)and Luan Vardari (University "Ukshin Hoti" Prizren, Kosovo)
DOI: 10.4018/979-8-3693-2849-1.ch022
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Abstract
Employee financial well-being is a very significant part of employee personal growth and development. It is beneficial for the organization as well as improves the standard of living of employees as will be their job satisfaction. The present research focuses on providing a framework for enhancing employee financial Wellness by developing an hour-integrated robo-advisory tool. This tool is in the form of a conceptual model which is analyzed based on responses of respondents on a certain set of dependent, independent, and moderating variables. After running calculations on the frame conceptual model, it was found that there was a statistically significant relationship between employee financial literacy and employee financial Wellness; organizational support for financial Wellness initiatives and employee financial literacy; robo advisory tool and employee financial literacy; robust advisory tool and employee financial Wellness. Rest all other relationships were found to be statistically insignificant because their significance level was greater than 0.05.
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