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Emerging Trends and Challenges of Cyber Security in Fintech: A Conceptual Overview
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Author(s): S. Anitha (Department of Management, Central University of Tamil Nadu, India)and S. Visalakshmi (Department of Management, Central University of Tamil Nadu, India)
Copyright: 2024
Pages: 13
Source title:
Utilizing Technology for Sustainable Resource Management Solutions
Source Author(s)/Editor(s): Kuldeep Singh (School of Management, Gati Shakti Vishwavidyalaya, Vadodara, India), Richa Singh Dubey (Motilal Nehru National Institute of Technology Allahabad (MNNIT) Allahabad, India), Douglas W.S. Renwick (Nottingham Business School, Nottingham Trent University, UK)and Rohan Crichton (David D. Reh School of Business, Clarkson University, USA)
DOI: 10.4018/979-8-3693-2346-5.ch016
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Abstract
The Fintech-driven digital financial ecosystem has a tremendous impact on India's economic growth and development. All industries and business sectors are facing challenges as a result of digital transformation. Fintech employs technology to improve and automate financial services, whereas cybersecurity ensures the security of these services and data. This study explores the crucial role that cybersecurity plays in safeguarding sensitive information, critical infrastructure, and technological ecosystems from a multitude of threats in financial technology. It deliberates numerous cyber threats, ranging from phishing attacks to sophisticated malware, and highlights the importance of proactive measures such as encryption, access controls, and intrusion detection systems. This study reveals that Fintech innovations have a significant impact on the economy and society by providing access to the digital economy while cybersecurity is crucial in leveraging the benefits of Fintech.
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