Digital Payments Systems for Emerging Economies: Case of Tanzania

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Author(s): Bossi A. Masamila (The Open University of Tanzania, Tanzania), George S. Oreku (The Open University of Tanzania, Tanzania)and Edephonce N. Nfuka (The Open University of Tanzania, Tanzania)
Copyright: 2023
Pages: 15
Source title: Impact of Disruptive Technologies on the Socio-Economic Development of Emerging Countries
Source Author(s)/Editor(s): Fredrick Japhet Mtenzi (Institute for Educational Development, The Aga Khan University, Tanzania), George S. Oreku (The Open University of Tanzania, Tanzania)and Dennis M. Lupiana (Institute of Finance Management, Tanzania)
DOI: 10.4018/978-1-6684-6873-9.ch005

Keywords: Digital Divide & Developing Countries / Government & Law / Information Science Reference / Socio-Economic Development

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Abstract

Innovative digital payment systems (DPS) are a crucial solution for greater financial inclusion assisting low-income households in overcoming poverty using lower-cost methods for managing their finances. The advancement in internet communication technologies and the arrival of e-commerce and e-business simulated digital payment systems providesvarious electronic payment options such as payment cards, mobile payments, mobile wallets, electronic cash, and contactless payment methods. This chapter discusses the current state of the art in digital payment systems in emerging markets. Also, it analyzes the advantages of DPS in emerging economies, challenges in emerging economies, the economic impact of DPS in emerging economies, cyber security issues in DPS, and the future of the DPS in emerging economies.

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Digital Payments Systems for Emerging Economies: Case of Tanzania

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