Credit Scoring and Risk Management for Small Business Lending

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Author(s): Vernon Gerety (PredictiveMetrics, Inc., USA)
Copyright: 2004
Pages: 42
Source title: Managing Data Mining: Advice from Experts
Source Author(s)/Editor(s): Stephan Kudyba (New Jersey Institute of Technology, USA)
DOI: 10.4018/978-1-59140-243-5.ch003

Keywords: Data Mining / Data Mining and Databases / Information Science Reference / Library & Information Science

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Abstract

“The house always wins” is a common reprise for the empty pocket tourist leaving the gambling tables at Vegas. You do not need to be a professional gambler to understand that the house always wins because the odds are stacked in their favor. Unfortunately, the recent conditions in the financial services industry have been tighter than the quarter slot machines in the Vegas airport.

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Credit Scoring and Risk Management for Small Business Lending

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