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Assessing the Predictors of Financial Well-Being Among the Undergraduate Students in Malaysia: A Moderating Effect of Gender
Abstract
This study examines the influence of financial stress and behavior on undergraduate students' financial well-being from Malaysian public universities. Second, the study aims to examine the moderating effect of gender on the proposed relationships. Different genders will show different results in terms of financial activities and financial well-being. The empirical study adopted quantitative methodology using a survey approach for collecting data. The sample of 300 undergraduate students was collected using stratified random and convenience sampling techniques. The final data of 250 undergraduate students were analyzed using hierarchical linear regression. The first finding was that the score level of financial well-being was low. The second findings confirm the role of financial stress and financial behavior in predicting undergraduate students' financial well-being. The results also show that gender moderates the relationships between financial stress, financial behavior, and the financial well-being of undergraduate students.
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