Agents and Payment Systems in E-Commerce

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Author(s): Feng Hua (National University of Singapore, Singapore)and Sheng-Uei Guan (National University of Singapore, Singapore)
Copyright: 2001
Pages: 14
Source title: Internet Commerce and Software Agents: Cases, Technologies and Opportunities
Source Author(s)/Editor(s): Syed Mahbubhur Rahman (Minnesota State University, Mankato, USA)and Robert J. Bignall (Monash University, Australia)
DOI: 10.4018/978-1-930708-01-3.ch017

Keywords: Accounting and Finance / Business & Management / Business Science Reference / E-Commerce

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Abstract

Since the 1990s, the World Wide Web has brought about innumerable changes to the ways enterprises do business. Electronic commerce is emerging as one of the most important applications on the Internet. The use of agents in e-commerce is a new research area. Agents can provide effective, fast, and cheap ways to make deals and execute transactions in cyberspace. Abstract representations of value have been developed from metal, paper notes, and bank checks to savings cards, credit cards, and now electronic forms. This chapter presents a brief survey of existing different types of payment systems and focuses on mobile agent-based computing trends in e-commerce. By combining software agent technology with cryptographic techniques, an agent-based e-payment scheme built for the SAFER e-commerce architecture is proposed, which is aimed to provide a flexible and secure financial infrastructure for Internet commerce.

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