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A Study on the Application of Blockchain Technology in the Banking and Financial Sector in India
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Author(s): Rajat (G.L. Bajaj Institute of Management, India)and Monica Nirolia (Baba Mastnath University, India)
Copyright: 2023
Pages: 18
Source title:
Revolutionizing Financial Services and Markets Through FinTech and Blockchain
Source Author(s)/Editor(s): Kiran Mehta (Chitkara Business School, Chitkara University, India), Renuka Sharma (Chitkara Business School, Chitkara University, India)and Poshan Yu (Soochow University, China & European Business Institute, Luxembourg & Australian Studies Centre, Shanghai University, China)
DOI: 10.4018/978-1-6684-8624-5.ch016
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Abstract
Modern technology is influencing our daily lives, from using a remote to control equipment to utilizing voice notes to give orders. Because of its properties of decentralization, enforceability, and sharing, blockchain technology is frequently used in banking, digital asset trade, and other sectors. Blockchain has emerged as a popular issue in fintech research, influencing the evolution of traditional financial forms. It is regarded as the foundation of the digital economy. Blockchain technology may be defined as a data structure that keeps transactional records and, by ensuring security, transparency, and decentralization, eliminates the possibility of fraudulent behaviour or transaction repetition without the use of a third party. This study examines the characteristics and challenges of blockchain technology, the impact of blockchain technology on the operation and administration of the banking and financial sector and the possibilities for blockchain technology implementation in banking and financial sector in India.
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