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A Study on Rural BPL Households' Perception Towards Financial Inclusion Schemes
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Author(s): Harvinder Singh (Chandigarh University, India), Kaushal Kishore Mishra (Chandigarh University, India)and M. P. Singh (Graphic Era University (Deemed), India)
Copyright: 2024
Pages: 14
Source title:
Algorithmic Approaches to Financial Technology: Forecasting, Trading, and Optimization
Source Author(s)/Editor(s): Amandeep Singh (Chitkara Business School, Chitkara University, India), Sanjay Taneja (Graphic Era University (Deemed), India)and Pawan Kumar (Chandigarh University, India)
DOI: 10.4018/979-8-3693-1746-4.ch008
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Abstract
The chapter aims to study the respondents' perceptions regarding financial inclusion schemes launched by the government of India. The provision of financial services at affordable prices to significant portions of economically underprivileged and low-income populations is known as financial inclusion. The union government and central banks worldwide have made financial inclusion their main priority to promote inclusive growth. It is crucial to look at respondents' opinions of different financial inclusion programs because doing so will pave the way for improving financial services. The study found that the perception level of PM-Jan Dhan Yojana and PM-Jan Arogya Yojana is more assessable and affordable; however, PM-Mudra Yojana and PM-Jan Arogya Yojana are adequate in both states.
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