Electronic Payment Systems and Their Security

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Author(s): Kannan Balasubramanian (Mepco Schlenk Engineering College, India)and M. Rajakani (Mepco Schlenk Engineering College, India)
Copyright: 2019
Pages: 16
Source title: Digital Currency: Breakthroughs in Research and Practice
Source Author(s)/Editor(s): Information Resources Management Association (USA)
DOI: 10.4018/978-1-5225-6201-6.ch015

Keywords: Accounting and Finance / Business & Management / Business Science Reference / E-Commerce

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Abstract

Electronic commerce (or e-commerce) can be defined as any transaction involving some exchange of value over a communication network. This broad definition includes: Business-to-business transactions, such as EDI (electronic data interchange); Customer-to-business transactions, such as online shops on the Web; Customer-to-customer transactions, such as transfer of value between electronic wallets; Customers/businesses-to-public administration transactions, such as filing of electronic tax returns. Business-to-business transactions are usually referred to as e-business, customer-to-bank transactions as e-banking, and transactions involving public administration as e-government. A communication network for e-commerce can be a private network (such as an interbank clearing network), an intranet, the Internet, or even a mobile telephone network. In this chapter, the focus is on customer-to-business transactions over the Internet and on the electronic payment systems that provide a secure way to exchange value between customers and businesses.

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