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Determinants of Financial Management Behaviors of Families
Abstract
Today's family income management is a central resource for welfare of family members. This study was performed to test the reliability and validity of the Turkish version of the Financial Management Behavior Scale (FMBS) developed by Dew and Xiao (2011) to measure individual's saving, investment, and expenditure and debt behavior in family. It also examines the predictors of financial management behavior in family. The study was concluded over a total of 696 participants who are working at Government Office in Bursa-Turkey. The results of the factor analysis were composed of four subscales in accordance with original form of the scale. Reliability analysis showed that the FMBS had a high internal consistency (CronbachAlpha: .82; Split-half: .83) and split half reliability coefficient. The result of hierarchical regression analysis revealed that demographic characteristics, saving and investment decision, financial satisfaction and compared financial status were predicted of financial management behavior.
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