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E-Banking Development and Applications: Current Issues and Challenges in Rural Areas and Emerging Nations
Abstract
This chapter explores the recent e-banking application and development issues, focusing on two main areas: (1) the small to medium sized banks in remote rural areas, and (2) a comparative investigation to examine how different cultural, economic, and political factors influence the e-banking systems in different nations. Given the conditions with less population and financial resources, the research objective of the first section is to investigate how smaller and community banks located in rural areas have attempted to catch up their counterparts in larger cities in terms of the application of e-banking, focusing on emerging issues and challenges, such as Internet accessibility, culture, and tradition playing a vital role in the development of e-banking industry among different nations.
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