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Artificial Neural Networks Used in Automobile Insurance Underwriting

Artificial Neural Networks Used in Automobile Insurance Underwriting
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Author(s): Fred L. Kitchens (Ball State University, USA)
Copyright: 2005
Pages: 5
Source title: Encyclopedia of Information Science and Technology
Source Author(s)/Editor(s): Mehdi Khosrow-Pour (Information Resources Management Association, USA)
DOI: 10.4018/978-1-59140-553-5.ch032
ISBN13: 9781591405535
ISBN10: 159140553X
EISBN13: 9781591407942

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Abstract

As the heart of the insurance business, the underwriting function has remained mostly unchanged for nearly 400 years when Lloyd’s of London was a place where ship owners would seek out men of wealth. The two would contractually agree to share the financial risk, in the unlucky event that the ship would be lost at sea (Gibb, 1972; Golding & King-Page, 1952).

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